550 Credit Score FHA Refinance Loan Program


The Federal Housing Administration (FHA) has a number of loan programs to help you lower your interest rate or get cashout, and we can help find you the right loan program to suit your needs. There are lots of programs and options to choose from, but rest assured, that from start to finish, we know FHA and can get you the best loan for which you’re qualified. Since we are experts in FHA loans, you can be assured that we can make the process as smooth and efficient as possible.

-Credit scores as low as 550

-Fixed rate, adjustable rate, and high balance loan options

-90% loan to value on rate/term refinance

-85% loan to value on cashout refinance

-Up to 43% debt to income ratio

-May be eligible for reduced wait times for bankruptcy and foreclosure

-Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply.

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