Loan Programs

Jumbo Refinance Loan Program

18.06.2015
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Looking for a big refinance with great terms?

Our Jumbo refinance loans can help you refinance to lower your interest rate or get cashout from your equity with more flexibility and less hassle.

-Loan Amounts from $417,000 up to $2,500,000

-Qualify with credit scores as low as 700

-As high as 80% loan to value for rate/term or 65% loan to value for cashout

-Record low fixed rate and adjustable rate loan options

-Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply […]

USDA 30-Year Fixed Refinance Loan Program

18.06.2015
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You can refinance your home in a designated rural area with 100% LTV and no MI through the USDA Refinance Loan Program. These loans are eligible in a wide range of non-metropolitan statistical areas, including many suburbs.

This unique loan program is offered through the Rural Housing Service, an agency of the U.S. Department of Agriculture and designed to assist low and moderate-income rural residents by providing better access to affordable housing finance options including little or no out-of-pocket costs in eligible areas.

-Available to low- and moderate-income borrowers whose adjusted income is equal to or less than 115% of the area median income

-For properties located in a designated rural area as determined by the U.S. Department of Agriculture: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

-Owner-occupied primary single family non-farm residences, FHA approved condos and PUDs

-No […]

Jumbo Purchase Loan Program

17.06.2015
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Looking for a big loan with great terms?

Our Jumbo loans can help you get into that next house with more flexibility and less hassle that has become the norm at “Big Banks” with jumbo purchase loans.

-Loan Amounts from $417,000 up to $2,500,000

-Qualify with credit scores as low as 700

-As little as 20% down payment

-Record low fixed rate and adjustable rate loan options   No prepayment penalties

-Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply […]

FHA Purchase Loan Program

10.06.2015
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The Federal Housing Administration (FHA) has a number of purchase loan programs to help you become a home owner, and we can help find you the right loan program to suit your needs. There are lots of programs and options to choose from, but rest assured, that from start to finish, we know FHA and can get you the best loan for which you’re qualified. Since we are experts in FHA loans, you can be assured that we can make the process as smooth and efficient as possible.

-Credit scores as low as 580

-Debt to income ratio up to 57%

-Fixed rate, adjustable rate, and high balance loan options

-Only 3.5% down payment

-May be eligible for reduced wait times for bankruptcy and foreclosure

-Up to a 3% rebate of loan size to pay for closing costs and prepaid items

-Programs available only to qualified borrowers. Programs […]