At The Mortgage Outlet you will experience service second to none – you will have ONE point of contact from the initial phone conversation or meeting through the funding of your loan. We provide exceptional service with regular updates on your loan status without being prompted. Direct phone contact and emails allow you access to our experienced Loan Officers 24/7. DON’T subject yourself to the “Big Bank” way of doing business; never reaching a live body and always having to tell your story over again and again.
The Mortgage Outlet specializes in the purchase and refinancing of residential real estate, including owner occupied and investment properties. With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client, it is no wonder The Mortgage Outlet has been in business for two decades, prospering through tough economic times.
Rachel was born and raised in Redding, California and graduated from Azusa Pacific University with a degree in Business Marketing.
During her time spent as a collegiate athlete, she learned the importance of hard work, perseverance, and getting the job done. Rachel is a fierce competitor and will face any challenge head on. She enjoys any activity related to sports and can’t pass up an opportunity for adventure. Growing up with two brothers of her own, she fits right in with the boys at the office.
Zachary was born and raised in San Jose, California and graduated from Bellarmine College Preparatory and Arizona State University.
One of Zachary’s favorite theories for college is the Time Value of Money. Something like saving a dollar a day or a little part of every paycheck and putting it away can have a huge impact later in life with retirement, mortgage payments, college loans, and even everyday expenses.
Alex was born and raised in San Jose, California and graduated from Bellarmine College Preparatory and Boston University.
Alex idolizes Warren Buffett and his financial advice. One of Alex's favorite bits of advice from Buffett is about mortgages. Buffett believes that they are the best instrument in the world, because if you're wrong and rates go down, you just refinance. It's a one-way renegotiation. It is an incredibly attractive instrument for the homeowner and you've got a one-way bet.
Joseph was born and raised in Lynn, Massachusetts and graduated from the University of Massachusetts at Amherst with degrees in business and urban studies.
Joseph is a licensed real estate broker in California and has served thousands of clients throughout the United States with a focus on California. Joseph enjoys golf, hiking and skiing.
Jerry was born and raised on a farm in south eastern Iowa. After graduating from The University of Iowa in 1984 with a degree in finance, he moved west to start his career.
Beginning with banking in Los Angeles and then moving into residential lending. Promotions brought Jerry to San Jose where he eventually succumbed to the entrepreneurial calling with The Mortgage Outlet.
Loan Officer & Branch Manager
Benjamin was born and raised in San Jose, California and graduated from Bellarmine College Preparatory and Santa Clara University.
Outside of the office, Benjamin loves to have an influence on the community whenever possible. Being a member of the Bellarmine Young Alumni Council and receiving numerous awards for his non-profit program through InnVision. You can most likely find him on his road bike or at his local crossfit gym.